Consumers across the globe are looking at new and innovative ways to maintain the good life they’ve come to treasure, without the expense of going out all the time. This is not quite the indulgent, cocooning trend of a few years ago, but a savvy and convivial way to style-out the credit crunch. Get ready for the rise of at-home concerts, luxe delivery services, home-dining clubs, and even straight-to-your-door banking.